NO MATTER WHAT YOUR GOAL WE HAVE YOUR MORTGAGESOLUTION
Provided by local people you can trust.

To Get Started TODAY, All You Need To Do Is
Tell Us Your Goals.
Discover How Our Solutions Align With You Goals By Viewing What We Offer Below.

Get Pre-Approved
Our Simple Mortgage Process makes getting Pre-Approved easy. Let’s Get Started so you can make an offer right away.
THIS IS MY GOAL

New Home Mortgage
Need a mortgage for a New Home? We’re here to help every step of the way with our Simple Mortgage Process.
THIS IS MY GOAL

Self-Employed Purchase
Being self-employed should never hold you back from owning a home, and we’re here to make sure it doesn’t.
THIS IS MY GOAL

Second/Vacation Home
Are you ready to purchase a second home or a vacation home? The process is easy when you choose Simple Mortgage.
THIS IS MY GOAL

Reverse Mortgage
Retiring and want access to the money that is currently tied up in your existing home? With a reverse mortgage, you can!
THIS IS MY GOAL

New Commercial Mortgage
Are you ready to purchase a property for your business? The commercial mortgage process is easy with Simple Mortgage.
THIS IS MY GOAL

First-Time Homeowner
Looking for your first home? The process can feel daunting and overwhelming, but not when you use our Simple Mortgage Process.
THIS IS MY GOAL

Mortgage Renewal
Is your mortgage term up for renewal? We’ll help you ensure the next term saves you money and meets your current goals.
THIS IS MY GOAL

New to Canada Mortgage
Are you ready to purchase a property for your business? The commercial mortgage process is easy with Simple Mortgage.
THIS IS MY GOAL

Home Equity Line of Credit
With a home equity line of credit (HELOC), you can enjoy tremendous flexibility & interest rates that are low. Get started now!
THIS IS MY GOAL

Investment Property
Are you looking to invest in real estate? We’ll get you qualified for a mortgage so you can start earning from your investment right away.
THIS IS MY GOAL

Credit Score Issues
Are you concerned about your credit score & how that wil affect your ability to get a mortgage? We are here to help!
THIS IS MY GOAL
Let Us Help You Plan Your Goals
Try our Mortgage Calculator, Life Budget Planner, and Comparison Tool to help you set your goals and start your journey TODAY.


Get Pre-Approved
At Simple Mortgage, we keep things simple and we can get you pre-approved quickly. Gather the following information and we can get started today: personal ID (drivers license), proof of salary, bank accounts, financial assets, loans and debts, proof of down payment, and proof that you have enough to cover closing costs (1.5-4%). If you’re self-employed, you’ll also need 2 years of tax returns and 2 years of Notice of Assessment. Let’s get you pre-approved, so you can start looking for your new home right away.



Get Pre-Approved
At Simple Mortgage, we keep things simple and we can get you pre-approved quickly. Gather the following information and we can get started today: personal ID (drivers license), proof of salary, bank accounts, financial assets, loans and debts, proof of down payment, and proof that you have enough to cover closing costs (1.5-4%). If you’re self-employed, you’ll also need 2 years of tax returns and 2 years of Notice of Assessment. Let’s get you pre-approved, so you can start looking for your new home right away.



New Home Mortgage
Thinking about a home upgrade for your growing family or downgrading because your kids are gone? No matter what the reason our goal to make the entire process simple. That’s why we designed our Simple Mortgage Process. We’ll guide you every step of the way to ensure that getting a new home mortgage is not complicated. We’re here to save you time and money and to help you reach your goals by presenting you with the best options for you to make the best decisions for you and your goals. Let’s get started!

New Home Mortgage
Thinking about a home upgrade for your growing family or downgrading because your kids are gone? No matter what the reason our goal to make the entire process simple. That’s why we designed our Simple Mortgage Process. We’ll guide you every step of the way to ensure that getting a new home mortgage is not complicated. We’re here to save you time and money and to help you reach your goals by presenting you with the best options for you to make the best decisions for you and your goals. Let’s get started!

Self-Employed Purchase
If you’re worried that being self-employed or being a business owner is going to hold you back from getting a mortgage, contact us at Simple Mortgage, because we have options. We’ll help you provide confirmation of your income & navigate through the paper work. You can qualify for a mortgage with as little as 10% down with flexible options. As long as you have proof of the following, we are golden: adequate credit history, income taxes that are up-to-date, proof of self-employment (business license, company registration, or a registered business name), & access to a down payment. Let’s get the ball rolling!



Self-Employed Purchase
If you’re worried that being self-employed or being a business owner is going to hold you back from getting a mortgage, contact us at Simple Mortgage, because we have options. We’ll help you provide confirmation of your income & navigate through the paper work. You can qualify for a mortgage with as little as 10% down with flexible options. As long as you have proof of the following, we are golden: adequate credit history, income taxes that are up-to-date, proof of self-employment (business license, company registration, or a registered business name), & access to a down payment. Let’s get the ball rolling!

Second/Vacation Home

Second/Vacation Home

Reverse Mortgage
A Reverse Mortgage is often a great solution for people who are 55 and older because it allows them to leverage the equity in their home. If you want to stay in your home but you need access to more cash, a reverse mortgage will let you turn up to 55% of the value of your home into cash. You have no obligations until you decide to sell your home and it will never be a burden to your heirs. This solution gives you more control over your finances while allowing you to continue having full ownership of your home. At Simple Mortgage, this solution is easy.




Reverse Mortgage
A Reverse Mortgage is often a great solution for people who are 55 and older because it allows them to leverage the equity in their home. If you want to stay in your home but you need access to more cash, a reverse mortgage will let you turn up to 55% of the value of your home into cash. You have no obligations until you decide to sell your home and it will never be a burden to your heirs. This solution gives you more control over your finances while allowing you to continue having full ownership of your home. At Simple Mortgage, this solution is easy.



New Commerical Mortgage
Commercial mortgages can be complicated than
residential. It’s not easy to compare rates, terms, and conditions can vary tremendously. That’s why you need Simple Mortgage working for you. If you are ready to purchase a property for your business or you are looking to purchase an investment property, we have access to the lenders who can help.

New Commerical Mortgage
Commercial mortgages can be complicated than residential. It’s not easy to compare rates, terms, and conditions can vary tremendously. That’s why you need Simple Mortgage working for you. If you are ready to purchase a property for your business or you are looking to purchase an investment property, we have access to the lenders who can help.

First-Time Homeowner
Are you looking to purchase a home for the first time? This is an exciting time, but we realize it can also be scary & even overwhelming. Well, you don’t have to be. We are called Simple Mortgage for a reason. We will guide you through the Simple Mortgage Process and be there for every step. We simplify the whole process and ensure you get the best solution that meeting your unique goals. We have a variety of mortgage solutions at our disposal, and we work hard so that you don’t have to. Let us help you reach your goal of purchasing your first home.




First-Time Homeowner
Are you looking to purchase a home for the first time? This is an exciting time, but we realize it can also be scary & even overwhelming. Well, you don’t have to be. We are called Simple Mortgage for a reason. We will guide you through the Simple Mortgage Process and be there for every step. We simplify the whole process and ensure you get the best solution that meeting your unique goals. We have a variety of mortgage solutions at our disposal, and we work hard so that you don’t have to. Let us help you reach your goal of purchasing your first home.




Mortgage Renewal
Is your mortgage coming up for renewal? This is a time when we can help! Let us help you find the best mortgage solution for your goals. Perhaps you want to reduce your monthly payments, change your
payment frequency, or even increase your mortgage to consolidate other debts. This is a time when you have many options, and we are here to help you find the right solution for you.

Mortgage Renewal
Is your mortgage coming up for renewal? This is a time when we can help! Let us help you find the best mortgage solution for your goals. Perhaps you want to reduce your monthly payments, change your payment frequency, or even increase your mortgage to consolidate other debts. This is a time when you have many options, and we are here to help you find the right solution for you.

New to Canada
If you’re moving to Fort McMurray from outside if Canada, we’re here to make the home buying process as easy as possible. We understand your unique situation and walk you through the process. The New to Canada Mortgage will allow you to buy a home in Canada with as little as 5% down, even if you have a limited credit history. The mortgage options are flexible for both new residents and non-residents, and there isn’t a minimum period of residency required. Non-permanent residents just need to have a job and a valid work permit, and you’ll be eligible for 10% down. At Simple Mortgage, we want to help your each your goal of being a home owner in Canada.




New to Canada
If you’re moving to Fort McMurray from outside if Canada, we’re here to make the home buying process as easy as possible. We understand your unique situation and walk you through the process. The New to Canada Mortgage will allow you to buy a home in Canada with as little as 5% down, even if you have a limited credit history. The mortgage options are flexible for both new residents and non-residents, and there isn’t a minimum period of residency required. Non-permanent residents just need to have a job and a valid work permit, and you’ll be eligible for 10% down. At Simple Mortgage, we want to help your each your goal of being a home owner in Canada.
Getting a Mortgage Doesn't Have to be Complicated.
To start, all you need to do is tell us your goals. It's just that Simple. Let's Get Started!

Home Equity Line of Credit
Do you need access to some extra money to pay for a large expense or even a home renovation? A home equity line of credit (HELOC) is often the perfect solution because it allows you to borrow money against the equity in your home with interest rates that are lower than open fixed-rate mortgages and other types of unsecured loans. You can borrow up to 80% of your home?s value and you’ll be able to choose whether you want to pay just the interest or a portion of the principal balance. Getting access to this flexible loan is easy at Simple Mortgage.




Home Equity Line of Credit
Do you need access to some extra money to pay for a large expense or even a home renovation? A home equity line of credit (HELOC) is often the perfect solution because it allows you to borrow money against the equity in your home with interest rates that are lower than open fixed-rate mortgages and other types of unsecured loans. You can borrow up to 80% of your home?s value and you’ll be able to choose whether you want to pay just the interest or a portion of the principal balance. Getting access to this flexible loan is easy at Simple Mortgage.



Investment Property
Whether you’re purchasing your first real estate investment property or you’re looking to expand your assets, Simple Mortgage has the solutions you need. Purchasing an income property can lead to financial security, however, it does come with some complexity. We make it as simple as possible. You can finance up to 80% for a rental property, and you’ll save even more money with options. We’ll guide you through your options and other factors to help you determine the best strategy for achieving your investment goals.

Investment Property
Whether you’re purchasing your first real estate investment property or you’re looking to expand your assets, Simple Mortgage has the solutions you need. Purchasing an income property can lead to financial security, however, it does come with some complexity. We make it as simple as possible. You can finance up to 80% for a rental property, and you’ll save even more money with options. We’ll guide you through your options and other factors to help you determine the best strategy for achieving your investment goals.

Credit Score Issues
Your credit score is a composite of all of the different types of credit you’ve utilized, such as credit cards and loans, and whether or not you paid them on time. Equifax and TransUnion are the two credit bureaus that track credit history in Canada. If you don’t have much credit history or you haven’t paid your debts on time, it can make it difficult to acquire a mortgage. If this is a concern for you, know that we are here to help. Even if we can’t help you get a loan right now, we can set you up with a plan so that you can get a mortgage as quickly as possible. You are not a lone and it’s never too late to clean up your credit.




Credit Score Issues
Your credit score is a composite of all of the different types of credit you’ve utilized, such as credit cards and loans, and whether or not you paid them on time. Equifax and TransUnion are the two credit bureaus that track credit history in Canada. If you don’t have much credit history or you haven’t paid your debts on time, it can make it difficult to acquire a mortgage. If this is a concern for you, know that we are here to help. Even if we can’t help you get a loan right now, we can set you up with a plan so that you can get a mortgage as quickly as possible. You are not a lone and it’s never too late to clean up your credit.
Don't Know Where to Start?
We Can Help You Determine Your Goals